• Check into getting
    a better account.

A checking account should not be a financial burden. Turn it into a financial bonus instead. We'll give you a much better deal than you'll ever get with a big-box financial institution, like TD Bank. And, with our Rewards Checking, you'll receive aggressive interest payouts and perks you won't find anywhere else.

  • See for yourself.
Mills42 Rewards Checking TD Bank Convenience Checking TD Bank Premier Checking Mills42 Free Checking
Interest Paid
  • 1.50% APY* up to $10,000
  • And 0.20% APY over $10,000
  • With a $10,000 balance, you will earn $12.25/month
  • What could you do with $150.02 more per year?
None
  • Just 0.05% over $2,500
  • On a $10,000 balance, you will earn $0.41 monthly. That's $5.00 annually.
None
Monthly Fee $0 $15 every single month ($180/year), unless your minimum daily balance is $100+ $25 every single month ($300/year), unless your minimum daily balance is $2,500+ $0
ATM Fees
  • Fee-FREE at over 30,000 ATMs nationwide**
  • 50 Fee-FREE ATMs around Lowell alone**
  • As high as $3 at non-TD Bank ATMs (plus what that bank or credit union charges you)
  • Free only at TD Bank ATMs
  • As high as $3 at non-TD Bank ATMs (plus what that bank or credit union charges you), unless you maintain a minimum daily balance of $2,500+
  • Free at TD Bank ATMs
  • Fee-FREE at over 30,000 ATMs nationwide**
  • 50 Fee-FREE ATMs around Lowell alone**
Overdraft Fee $28 $35 $35 $28
Overdraft Protection Courtesy Pay up to $400 Available Available Courtesy Pay up to $400
Free Mobile Banking Yes Yes Yes Yes
Free Debit Card Yes Yes Yes Yes
Round-Up Savings Option Yes, and it's automatic! No No Yes, and it's automatic!
Mobile Deposit Capture Yes Yes Yes Yes
Open one today. Open one today.

Not a member yet? We'll take care of that for you while we’re opening your Rewards Checking Account. But if you want to get a jumpstart, open your account online or give us a call at 978.328.5100. We'll be happy to help you build from here.

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Questions? Want to talk about it?

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