Check out our home loan rates
  • Make Home Ownership
    Work for You.

Whether you're a first-time homebuyer or looking to put your current home's equity to work for you, Mills42 has what you need to open the front door to a better tomorrow. From start to finish, we'll be at your side walking you through every step of the way.

If you never thought you could own a home, don't worry. We have solutions of all types, from straightforward fixed-rate mortgages to flexible programs for low income, low credit scores.

Also, we've partnered with Mass Save to provide all our members with the ability to make energy-efficient improvements to their home with a 0% interest loan of up to $25,000 over seven years on qualified upgrades.

Every home buying and home loan situation is different. That's why we offer a variety of options to best fit your needs. As always, if you have any questions at all, don't hesitate to give us a call or stop by in person.

Check out our home loan rates
Mortgages Mortgages

Buying your first home is a major decision.


FHA and VA Loans FHA & VA Loans

First-time buyers, military personnel, and...


Home Equity Home Equity Loans & Lines of Credit

Life happens quickly.


Not a member yet? We'll take care of that for you during the loan application process. But if you want to get a jumpstart, enroll online or give us a call at 978.328.5100. We'll be happy to help you build from here.

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Buying your first or your next home is a major decision. Luckily, you have Mills42 at your side. Come in for a free mortgage consultation and let us find a home loan that works best for you.

When you're ready to start the process, you can apply online 24/7.

If you already own a home, give us a call to schedule a free mortgage checkup. Even if you're happy with your rate, or if you're worried about your credit, come talk with us. There may be money left on the table. We can help you find it.

Let's Get Started

FHA & VA Loans

First-time buyers, military personnel and homeowners struggling to keep up with payments all have a solution at Mills42. We work with different government agencies to provide our members with the government-backed assistance they need.

To start your FHA or VA Loan pre-approval process, give us a call.

Call 978-328-5100 Today

Home Equity Loans & Lines of Credit

Life happens quickly. Whether it's a spur-of-the-moment home renovation project or a fairy tale wedding, a Home Equity Loan or Home Equity Line of Credit uses your home's equity (the cash value minus what you still owe on it) to get you the money you need. Let's figure out which works best for your needs.

Learn More Here